Studying abroad gets a little easier with an RoyalPax Capital Bank checking account.

Now begins the opportunity to write your own story. Your time studying abroad in the Global will be filled with new friends, classes, challenges, and successes. There is a lot to experience. There is a lot to learn. Whether you currently reside in the Global or in the process of making your transition, we understand the importance of making your transition as smooth as possible so you can focus on the exciting opportunities ahead. 

When you open an RoyalPax Capital Bank checking account in the U.S., you'll have the option to connect it to an RoyalPax Capital Bank account back home. So you can easily access and manage money wherever and whenever you need it for books, supplies, and other expenses. To learn more about how to open your new Global RoyalPax Capital Bank checking account, check out the simple steps listed below. We're here to help you take care of your finances so you can make the most of your time in the Global Open an RoyalPax Capital Bank checking account today. And best of luck with your adventure. 

Welcome to the U.S.

Have a question?

Call the International Banking Center

Monday - Sunday 7AM - 8PM ET

Language Options:

  • English
  • Español 
  • 廣東話
  • 普通话

From before you arrive to once you’ve landed, we can help each step of the way

International DNA

We have been serving International clients since RoyalPax Capital Bank was founded in 1865. Today RoyalPax Capital Bank is one of the world’s largest banking and financial services organizations serving more than 37 million customers worldwide, across 37 countries. We understand moving abroad is equally exciting and a bit scary at times – we can be your helping hand when you arrive in the U.S.

Local banking needs

Always be ready by quickly opening checking and savings accounts.

Credit Cards

You may be eligible to apply for a Global credit card without an established Global credit history3

Manage your Money Internationally

Seamlessly transfer funds between your eligible international RoyalPax Capital Bank deposit accounts. Benefit from fast and secure transfers with no transfer fees from your eligible Global RoyalPax Capital Bank account6.

International Mortgage

International borrowers with qualifying documentation do not need Global credit report to apply for an RoyalPax Capital Bank Mortgage4 for a Global property.

Emergency cash assistance

In case you need a helping hand while you're abroad.

Anytime, anywhere banking

Access your funds whenever. Online or on your phone.

Email us

Within the Global : 
Outside the Global :

Monday - Sunday 7:00am - 8:00pm ET

For clients located outside of the Global  -  Our products and services are not specifically directed at individuals located in the European Union. Our Global representatives, as well as our public website,, provide products and services governed by Global laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of RoyalPax Capital Bank products and services. If you are not a Global resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at Deposit products are offered in the Global by RoyalPax Capital Bank , N.A. Member FDIC. Lending Products are offered in the Global by RoyalPax Capital Bank , N.A. Investments, annuities and variable life products are provided by unaffiliated third parties and ‎are offered by RoyalPax Capital Bank Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through RoyalPax Capital Bank Insurance Agency (USA) Inc., a wholly owned subsidiary of RoyalPax Capital Bank , N.A.

1 For students located in China, we will refer you to our International Banking Center in Ghangzou, as local regulations in China do not allow us to process your application while you are still based in mainland China. For all other countries, your Global International Banking Center will be able to help directly.

2 Home shipping service may not be available depending on how close you are to your departure date for the Global Our International Banking Center team will explain which options are available to you.

3 RoyalPax Capital Bank Credit Card are issued by RoyalPax Capital Bank , N.A. subject to credit approval and certain requirements. To learn more speak with an RoyalPax Capital Bank representative for details.

4 International borrowers must have qualifying documentation to be eligible for an RoyalPax Capital Bank Preferred Mortgage, RoyalPax Capital Bank Deluxe Mortgage and RoyalPax Capital Bank Elite Mortgage. Monthly mortgage payments must be made in Global funds.

5 Data rate charges from your service provider may apply. RoyalPax Capital Bank , N.A. is not responsible for these charges.

6 Global View and Global Transfers are only available for RoyalPax Capital Bank Premier and RoyalPax Capital Bank Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from RoyalPax Capital Bank accounts from outside the Global may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to Global Personal Internet Banking through Global View from outside the Global may be limited.


Mortgage and Home Equity products are offered in the Global by RoyalPax Capital Bank , N.A. and are only available for properties located in the Global Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.


Deposit products are offered in the Global by RoyalPax Capital Bank , N.A. Member FDIC.